TERMS AND CONDITIONS OF USE

 

INTRODUCTION

This document (hereinafter, the “contract”), constitutes a legally binding contract signed by you and CoinScrap Finance SL (hereinafter “coinScrap”) by which the use will be governed, by you as a natural person or on behalf of a legal person, of the services of coinScrap (described below).

This contract applies to the website www.coinscrap.com, to the applications of the coinScrap brand, as well as any service linked to them that are offered under this contract and to which it is accessed from any device (jointly, in forward “platforms”).

Please note that you must read and accept the terms and conditions of this agreement before using the coinScrap platforms or any of the services of coinScrap. In case you do not agree with this contract, we ask you not to access or use our platforms or services in any other way.

CoinScrap reserves the right to modify the content of this contract without prior notice to users, and the continued use of the service or navigation through its website implies the acceptance of such changes.

 

DEFINITION OF SERVICE

coinScrap offers an automated savings service through monthly contributions and the rounding of any expense made through a credit / debit card or any current account belonging to the list of collaborating banks with coinScrap (hereinafter “service”).

coinScrap is a technological platform, not a registered financial institution, so in order to provide all of its service may require the use of third parties (financial or insurance), which guarantee the authorization and maintenance of licenses, authorizations or permits with users for the provision of part or all of their services contracted by coinScrap.

Rounding and contributions related to the service will be used for the objectives previously established by the user and depending on the type of objective that the manager chooses, the management and storage of said funds will be carried out by a third party, financial or insurer, after contracting and authorization of the user. . In the case of a “my next caprice” savings plan, the service will be provided by coinScrap as an Exclusive Insurance Agent of CASER (Caja de Seguros Reunidos, Insurance and Reinsurance Company, S.A.), with CIF. A 28013050, corresponding to the Ministry of Economy of the Spanish State, through the General Directorate of Insurance and Pension Funds, the control and supervision of its activity.

The functionalities of the service will be the same when it is accessed through mobile devices or other means other than computer equipment, always taking into account that some features may not be fully operational due to the characteristics of the devices.

USER DEFINITION

The user will be that natural person, over 18 years old and with legal residence in Europe, who accesses and / or uses the service or any of the contents of the coinScrap platforms, either through the areas for which the prior registration or free navigation through the Website www.coinscrap.com

The access to and / or the use of said service and contents expresses the whole and unconditional acceptance of the particular conditions in the version published by coinScrap at the moment in which said access and / or use occurs.

The user must read carefully the contract present in the coinScrap platforms in each of the occasions in which the use of the same is proposed, since this may undergo modifications without prior notice.

SECURITY MEASURES

Only coinScrap will have access to the access credentials, which will be stored encrypted using SHA-256. The keys can be sent via API, encrypted and using TLS 1.2 encryption protocols to guarantee absolute security of all data.

The user authorizes coinScrap, through this contract, access and storage in an encrypted form of the access credentials of the bank account provided voluntarily by the user, for the sole purpose of providing the service by applying the most advanced security measures to guarantee the secrecy and confidentiality of the same.

CONTRACT DURATION

This contract has an indefinite duration. The acceptance by the user of the conditions of the contract links him with it in a total and permanent manner.

However, coinScrap reserves the right to suspend access and service, without prior notice, to the user who, in his / her judgment, fails to comply with the rules for using the platforms.

The user has the possibility to renounce the conditions of the contract through the cancellation of his user account, thus renouncing the service offered by coinScrap. Once the user cancels his account, his financial and personal data will be stored in coinScrap for security reasons and / or legal requirements, all without prejudice to the exercise of the user’s ARCO rights (see our privacy policy for more information). ).

For cancellation or any modification regarding your coinScrap account, please contact us at info@coinscrap.com

Disclaimer

 

  • coinScrap will not be liable for the breach of these general conditions in case it is due to causes beyond its control.
  • The availability and continuity of the operation and access to the platforms, as well as the provision of the service, are not guaranteed, which may be interrupted at any time and without prior notice, due to any cause founded or outside the control of coinScrap, so the use of them by the user is carried out at your own risk.
  • CoinScrap platforms may contain links to other completely separate and independent web pages, so CoinScrap is not responsible for the authenticity or relevance of the content of such links, as well as comments or opinions expressed in social networks or in Third party pages that have not been published specifically by coinScrap.
  • It also excludes any responsibility that may arise with reasons of the presence of viruses or other harmful elements in the contents or external links.

 

User responsibilities

By accepting the contract, the user undertakes to make appropriate use of the services provided by coinScrap. Among which is:

 

  • The password and access key chosen by the user will be personal and non-transferable, the transfer to third parties is not allowed.
  • You can not use computer programs, devices, robots or other means or processes in order to access, extract, collect or analyze content from our
  • Fraudulent use of platforms, services or any content belonging to coinScrap is not permitted, and it implies a different use from the one described above without the prior consent of coinScrap.
  • The user agrees to use the coinScrap platforms and their contents in a diligent, legal, correct and lawful manner.
  • The user guarantees the authenticity and veracity of all the data communicated

 

 

Industrial and intellectual property

All the contents of the platforms, understood as texts, photographs, graphics, images, icons, technology, software, links, domains, trademarks and other audiovisual or sound content, as well as their graphic design, are the exclusive property of coinScrap.

The use of our service does not give you the right or confers ownership of the content or information that is displayed through them or that is found on the platforms.

It is strictly forbidden to use any of the elements subject to industrial and intellectual property with any kind of purpose, unless expressly authorized in writing by coinScrap.

 

Conflict Resolution

The provision of the service is governed by Spanish legislation, with the Courts of Vigo being competent, to which the User expressly submits.